Graduate Program


Degree Name

Master of Arts (MA)

Semester of Degree Completion

Summer 2023

Thesis Director

Teshome Abebe

Thesis Committee Member

Linda S. Ghent

Thesis Committee Member

James R. Bruehler


The banking sector plays a critical role in driving economic growth and financial stability in any region. However, the issue of excess capacity within this sector can have a profound effect on the overall health of the economy. This study investigates the excess capacity in the banking sector within the context of the Sub-Saharan region and explores its implications on the economic performance of countries within this area.

This research employed a mixed methods approach that combines both quantitative and qualitative analyses. Firstly, a review of existing literature on excess capacity in the banking sector and its impact on economies is conducted to provide a comprehensive background for the study. Next, quantitative data is collected from macroeconomic indicators, to assess the extent of excess capacity present in the Sub-Saharan banking sector.

Included in

Finance Commons